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Loan & Savings Rates

Home Financial Services are Internet based financial services offered to members of the credit union.
These services are available 24 hours a day, seven days a week, providing credit union members with the flexibility to take care of many of their financial transactions without requiring them to visit the credit union.

Whether you are buying a new home or refinancing your existing mortgage our dedicated team members are committed to satisfying your home financing needs.

Realize your financial goals with solutions tailored to your needs.
For a no cost, no obligation meeting, contact the MEMBERS Financial Services Representative for assistance with mutual funds, insurance needs and more.

Order checks fast with just a few clicks.
Customize your checks or add a checkbook cover to express yourself.

Rates

Loan Rates
Riverfork Federal Credit Union Rates effective as of 1/1/2012, and subject to change without notice. APR = Annual Percentage Rate
LOAN RATES SCHEDULE
Share secured (shares are pledged as collateral)	4.00% APR
Loan Specials
No loan specials available at this time.
NEW BOATS, RVs, CAMPERS, MOTORCYCLES
Over $25,000 - Up to 72 months financing New = never titled AND less than 5,000 miles	3.00% - 6.00% APR
USED AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
For model years: '09, '10 and '11 - Up to 60 months financing Over $25,000 for '09, '10 and '11 - Up to 72 months financing For model years: '06, '07, and '08 - Up to 48 months financing	3.50% - 6.50% APR
USED AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
1993 to 2005 models - Up to 36 months financing	5.35% - 8.35% APR
SNOWMOBILES
New - Up to 60 months financing	4.00% - 7.00% APR
'09, '10 and '11 - Up to 60 months financing '06, '07 and '08 - Up to 48 months financing	4.50% - 7.50% APR
1993 - 2005 - Up to 36 months financing	6.35% - 9.35% APR
HOME EQUITY LOANS
Up to 60 months financing with a balloon payment after 60 months	4.25% APR
SIGNATURE LOANS (AND OTHER COLLATERAL OFFERED)
Up to 24 months financing Maximum unsecured loan is one month’s gross income	13.45% - 16.45% APR
VISA CREDIT CARD (NO ANNUAL FEE)
Credit limit based on gross income	9.90% APR
Rates are based on the credit history of the applicant. Loans currently at the credit union can not be refinanced.

Riverfork FCU is a Equal Housing Lender.

Savings Rates
SHARES (SAVINGS)
	APR*	APY**
Shares	.70%	.70%
Share Drafts	N/A	N/A
Christmas Club	.70%	.70%
SHARE CERTIFICATES (CDs) $500.00 Minimum
	APR	APY
6 Months	1.00%	1.00%
12 Months	1.20%	1.20%
18 Months	1.40%	1.40%
24 Months	1.50%	1.50%
IRA SHARE ACCOUNTS AND CERTIFICATES
	APR	APY
IRA Share Accounts	.70%	.70%
IRA SHARE CERTIFICATES
	APR	APY
6 Months	1.00%	1.00%
12 Months	1.20%	1.20%
18 Months	1.40%	1.40%
24 Months	1.50%	1.50%
*APY = Annual Percentage Yield APR = Annual Percentage Rate
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

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Rates

Loan Rates

Savings Rates